Just went to my insurer to cancel my household insurance, they did not support it for more than 3 months outside the normal country residency anyway and the excess for lost items was $125, which is way too high.
I also downgraded my car insurance as I will not use it for a year and will remain into a garage.
It's always fun to talk to insurers. You speak to one person one day they tell you black, the next day you have someone else and you are told white.